Explore eight sourced profiles covering mortgage-finance experience, documented company history and independent publishing references. Each page states exactly what its public evidence supports.
Former CEO of Finance of America
Patricia “Patti” Cook built a career across investment management, mortgage finance and lending operations. As CEO of Finance of America, she led a business spanning several lending markets through its transition to a publicly traded company.
Career, work & sources : Patricia CookWharton finance professor emeritus & mortgage researcher
Jack Guttentag combined academic research with practical mortgage education. Known to readers as the Mortgage Professor, he studied mortgage markets and spent his later career explaining borrowing decisions to consumers.
Career, work & sources : Jack GuttentagMortgage Investors Group co-founder & housing-finance advocate
Chrissi Rhea co-founded Mortgage Investors Group in Knoxville in 1989. Her professional record combines mortgage-company leadership with advocacy on housing access, industry policy and the treatment of prospective borrowers.
Career, work & sources : Chrissi RheaPennyMac founder & former chairman
Stanford “Stan” Kurland founded PennyMac in 2008. His career moved from public accounting to mortgage-company finance, operating leadership and the development of a new mortgage platform following his departure from Countrywide.
Career, work & sources : Stan KurlandMaryland mortgage banker & former association president
Michael David Sterner worked in Maryland mortgage banking and industry leadership. The Maryland Mortgage Bankers and Brokers Association’s records identify him as a past president and recipient of several professional-service awards.
Career, work & sources : Michael SternerJust Right Loans company contact named in a 2017 release
A sourced company-history profile of Adam Hayes, named as a Just Right Loans contact in a 2017 company release.
Profile & sources : Adam HayesPublic profile records five months as a mortgage broker at Just Right Loans
A source-bounded profile of Sunny Karmiyani and the five-month Just Right Loans mortgage-broker experience stated on his public LinkedIn profile.
Profile & sources : Sunny KarmiyaniTechGYD co-founder and author of a 2019 article mentioning Just Right Loans
A sourced profile of TechGYD co-founder Alka Saha, author of a 2019 article that referenced justrightloans.com.
Profile & sources : Alka SahaJust Right Loans identifies itself as the most recent workplace of these five professionals. Working arrangements and available dates are stated in each profile. This affiliation is based on information supplied by the company. Public career records and individual article credits are documented separately.
Academic research is identified where it exists. Corporate reports, regulatory submissions and interviews are labeled separately so readers can understand what each source actually supports.
Adam Hayes is documented as a 2017 company contact. Sunny Karmiyani’s public profile states a five-month historical mortgage-broker association with an organization named Just Right Loans. Alka Saha is an independent publisher whose 2019 article referenced justrightloans.com. Their individual pages preserve these distinctions and do not convert a mention into a current team role.
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